Avoid a very raining day (like this webpage) with Disability Insurance!

In the past few years disability insurance has gone through a major transformation. High "claim losses" by both highly paid professionals and skilled blue-collar Workers has caused many insurance companies to leave the disability market, or to change their contract language to limit their benefit periods and/or their definition of disability.

Additonally, we have seen many of the largest disability insurance carriers like Paul Revere, Monarch Life, Travelers and Lincoln National Life sell their disability insurance business or stop writing new policies all together. From this, we see those carriers that still offer disability insurance are being very selective, and there has been an increase in premiums (as with every other type of insurance).

We, at First Benefits, know the disability market and can find you the best value available based on your occupation and income needs. Please complete our request form and let us share a disability proposal especially for you!

Sample VOLUNTARY Short-term Disability Insurance Rates (Group, employer paid rates may be lower). These are the LOWEST RATES AVAILABLE! Compare then contact us!

Sample Weekly Rates for 12 months of Benefits
Waiting Periods: 0/7 Days Accident/Sickness
Rates and benefits may vary by State.

Some of our fine disability carriers include: Guardian, Principal Financial Group, Mass Mutual, Baltimore Life Insurance, Prudential, Unum/Provident and many more. Contact Us today to get your customized proposal!